Owning a good insurance plan is essential. It covers you when an unwanted incident happens, and takes care of thousands of dollars worth of damage to your home, your car, and your health. Two of the most important insurances you can have aside from health care, are car insurance and homeowners insurance. Every state in America requires a driver to have auto insurance, which can help mitigate the cost of accidents, or repairs, and about 95 percent of American homes are insured for the same reason.

But one of the problems with insurance is that it can be costly. The average home in America costs about $180,000, and insurance rates can be extremely high based on the home’s location. If it is within a certain number of feet of a body of water, flood insurance alone can cost up to $10,000. A home situate Read More