How Can Seniors Get Care While Keeping Their Independence?

No Comments Continuing care retirement communities Luxury retirement homes Williamsburg retirement community

Continuing care retirement communities williamsbur

What is a continuing care retirement community? Any guide to retirement living will tell someone that living in retirement is different for each individual person. Importantly, however, a continuing care retirement community is one in which seniors will receive the highest level of individual care while at the same time having the independence to live a life free from the need of constant supervision.

One of the major benefits to living in a retirement community is the opportunity it presents to socialize and participate in on-site activities. Assisted living facilities generally allow their residents to have as much freedom a Read More

Can I Prevent Foreclosure After the Notice of Default Arrives? Three Foreclosure Facts

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Help with home foreclosure

In the latest development resulting from the 2008 collapse of the sub-prime mortgage industry, Los Angeles’s city attorney has started a lawsuit against both Citigroup and Wells Fargo.

The lawsuit alleges that the companies engaged in mortgage discrimination, leading to a flood of foreclosures primarily in minority communities. These foreclosures led to losses in property value, costing the city tax revenue, and leaving it responsible for policing vacated homes.

It’s safe to say that foreclosure has far reaching effects. It not only impacts individual families; the reverberations are felt throughout entire communities, and the U.S. economy itself. If you Read More

Do You Need to Know When to File for Bankruptcy?

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Information on chapter 13 bankruptcy

As you might be aware, there has been a significant increase in the number of bankruptcy filings, both personal and business. In the state of Michigan alone, there were more than 56,000 bankruptcy filings. However, other figures show that nationwide, bankruptcy filings fell by nearly 182,000 in 2011 when compared to 2010. Unfortunately, many families find themselves facing financial difficulties. Nearly half, or approximately 40 percent spend more than they earn each year. No one is immune to problems that can lead to bankruptcy filings. According to the Institute of Financial Literacy, more than 27 percent of all people Read More

Not Sure How to Improve Cash Flow?

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Medical practice financing

There are myriad challenges associated with owning a small business. Even for the more than half that are home-based, there is sill plenty to consider, not the least of which is how to improve cash flow. Improving cash flow is about creating stasis between dozens of facets including accounts receivable, credit extension, and inventory management. Sometimes, business cash flow loans are absolutely necessary. In fact, about 63% of businesses have taken out business loans for cash flow purposes. Still, these loans ca Read More