Do You Need to Know When to File for Bankruptcy?

Information on chapter 13 bankruptcy

As you might be aware, there has been a significant increase in the number of bankruptcy filings, both personal and business. In the state of Michigan alone, there were more than 56,000 bankruptcy filings. However, other figures show that nationwide, bankruptcy filings fell by nearly 182,000 in 2011 when compared to 2010. Unfortunately, many families find themselves facing financial difficulties. Nearly half, or approximately 40 percent spend more than they earn each year. No one is immune to problems that can lead to bankruptcy filings. According to the Institute of Financial Literacy, more than 27 percent of all people Read More

Not Sure How to Improve Cash Flow?

Medical practice financing

There are myriad challenges associated with owning a small business. Even for the more than half that are home-based, there is sill plenty to consider, not the least of which is how to improve cash flow. Improving cash flow is about creating stasis between dozens of facets including accounts receivable, credit extension, and inventory management. Sometimes, business cash flow loans are absolutely necessary. In fact, about 63% of businesses have taken out business loans for cash flow purposes. Still, these loans ca Read More

The Advantages of State-of-the-Art Web Design

Oregon search engine optimization

As the 2013 holiday shopping season is now in full-force, American retailers are focusing on internet shopping more than ever. For the past several years, they are actually encouraging it. If you need any proof of that just take a look a look around and you will see and hear more hype about “Cyber Monday” deals since Shop.org introduced the phrase in a November 2005 press release.

The potential of internet sales to give retailers a considerable push during the holiday season has become so crucial to their annual revenue, that many retailers are “Cyber Monday” in “Cyber Week.” This mirrors the history of “extended Black Friday” sales American retailers have been hyping for years. When you consider the fact that the total revenue generated via online retail sales surpassed $200 billion during Read More

Need to Make Your Life a Little Easier as You Get Older? Here are a Few Reasons to Invest in a Walk in Bathtub

Walk bathtub

Is your family facing the challenge of limited mobility? One of the most common signs of aging is the loss of the ability to move as once was possible. Providing systems to ensure independence and freedom of mobility to elderly family members can take some of the stress away from this process of aging. One such system is that of walk in bathtubs. This small accommodation can go a long way in maintaining a sense of independence and a healthy quality of life. As a result, you may be wondering how best to go about purchasing walk in baths for the elderly. As you further consider walk in bath tubs, here is just a little about walk in bathtubs and the solutions they may provide for your home.

As more and more baby boomers age, walk in bath tubs ar Read More